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Cost of Masters (MS) in the USA

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By:CANAM Group
Updated On:Mar 02,2024 01:21 PM IST

Pursuing an MS in the USA directly translates to a brilliant future, and almost every student knows that, which is why, each year, there's a high number of applications from international students. Some students dare to take the leap and fulfil their dreams, while some don't even try because of the high cost of studying in the USA, without realizing the various affordable options available for international students. The cost of MS in the USA for Indian students can be reduced if students make the right decision at the time. Read the blog to know more.

MS in the USA is a dream of many, but who doesn't get scared of that huge mountain of student debt that comes with top-notch higher education? It may be a big concern, but it shouldn't come at the cost of a student's dreams and ambitions. There are many ways students can cut down on the expenses of studying in the USA and learn from the best professors in the world. That's why this blog focuses on the cost of MS in the USA for Indian students and some of the most affordable states to pursue a master's degree in the USA. Get insights on affordable study options and expected financial outcomes post-graduation.

Why Study Master's (MS) Courses in USA?

The US education system is in a league of its own, which shows in the way the US allows its students to customize their program according to their interests rather than forcing a standard curriculum on everyone. With freedom in its motto, the USA is one of the best study-abroad destinations among international students to pursue higher education.

And living up to its name, the USA is popular for its plethora of universities providing cutting-edge research, innovation, and academic excellence to international students. The high-quality education system, combined with a vibrant campus culture and dynamic networking opportunities, plays a pivotal role in drawing Indian students to the US for their MS degrees. But there's a factor that single-handedly makes the most significant impact on a student's decision- the high cost of studying in the USA.

Cost of Studying Master's (MS) Courses in USA

The high cost of education in the USA is one of the biggest factors influencing a student's decision on their study abroad destination. The cost of pursuing an MS in the USA varies significantly across different universities and states. On average, the tuition fees for an MS course can range from approximately $10,000 to $50,000 per academic year, depending on the institution's public or private status and the program's prestige.

It is important to note that public universities generally offer lower tuition fees compared to private ones. Apart from the tuition fees, students must also keep additional expenses in mind, such as application fees, standardized test fees (ACT, SAT, etc.), English language test fees (IELTS, TOEFL) visa charges, and health insurance.

Cost of Living in USA

How much a student spends is directly proportionate to the state they have chosen to live in. Other than location, one's personal spending, habits, and student lifestyle also matter. Students are advised to budget approximately $10,000 to $18,000 annually for accommodation, food, transportation, and other miscellaneous expenses. Proper research and planning for these costs can significantly impact the total expenditure of studying abroad.

Cost of MS in USA MS in USA Fees for Indian Students.webp

Category	Approx. Average Range	Notes
Accommodation	$9,800 - $11,100	Varies based on location, type of housing, and roommates
Food	$3,600 - $7,200	Groceries are generally cheaper than eating out
Transportation	$300 - $700	Public transport costs vary by city
Utilities	$1,200 - $1,800	Costs depend on location, dwelling size, and usage
Books & Study Materials	$900 - $2,000	Varies based on program and study habits
Health Insurance	$1,200 - $2,500	Mandatory for international students, costs vary by plan and provider
Personal Expenses	$1,200 - $2,400	Varies based on individual lifestyle and needs
Total Estimated Cost	$17,400 - $27,200	Remember, these are estimates. Consider individual needs and research specific locations for accuracy.

Most Affordable States in the US

Though the US is known for high living standards, certain states offer more cost-effective options for international students. There are many factors that a student must consider when choosing from different cities in America, such as:

Cost of living	Different states have different standards and costs of living that students must consider before deciding on the province.
Job Market	It's evident that a state with better job opportunities and the market will be costlier than other states. So, choosing a state that's affordable and provides job opportunities is essential.
Taxes	Some states may have higher taxes than others, significantly impacting the total cost of living.

Here's a list of the most affordable states in the US:

Mississippi
Kansas
Alabama
Oklahoma
Georgia
Tennessee
Missouri
Iowa
West Virginia
Indiana

Average Salary After Completing Master's (MS) in USA

One of the most persuasive factors for Indian students contemplating an MS in the USA is the potential for a lucrative career post-graduation. The average salary for those with an MS degree varies according to the field of specialization, but it can range from $70,000 to over $100,000 annually. Here are some of the average salaries for specialized courses in MS in the USA:

Field of Study	Specialization	Average Salary USD)
Computer Science	Artificial Intelligence	$125,000
	Cybersecurity	$108,000
Engineering	Software Engineering	$112,000
	Mechanical Engineering	$87,000
Business	Finance	$95,000
	Marketing	$79,000
Data Science	Machine Learning	$132,000
	Data Analytics	$93,000
Healthcare	Nursing	$73,000
	Medical Research	$91,000

Conclusion

In conclusion, the journey to earning an MS in the USA does entail a significant financial undertaking. Still, the long-term benefits and career gains can provide a substantial return on investment. By choosing affordable states for their studies, managing living expenses wisely, and leveraging the strong US job market after graduation, Indian students can make their dream of an American education both valuable and viable.

Prospective Indian MS candidates should have detailed research, adequate financial planning, and a clear vision of their academic goals. With the proper preparation and guidance from Canam Consultants, pursuing an MS in the USA can be a transformative experience that paves the way for professional excellence and personal growth.

FAQ

Are there any affordable city options in the USA for Indian students?

Here are some affordable city options that students can consider while applying:

• Mississippi

• Kansas

• Alabama

• Oklahoma

• Georgia

• Tennessee

• Missouri

Are there any cost-saving tips for living expenses in the USA?

Budgeting and choosing affordable housing options can help cut costs in the USA, and students can also consider utilizing public transportation, exploring on-campus housing, and sharing accommodations to cut costs further.

Are there any visa restrictions or limitations on working in the US after graduation?

Yes, international students graduating with F-1 student visas have work opportunity limitations. However, students can opt for Optional Practical Training, which allows temporary work experience after graduation.

What are the factors that affect the cost of living in a state?

Although many factors play a pivotal role in determining the cost of living in a state, here are some significant factors that a student must consider:

• Job market

• Taxes

• Median home price

• Availability of housing

• Rental rates

• Cost of groceries and utilities

• Public transport

• Healthcare

• Entertainment

What is the job market outlook for MS graduates in the US, specifically for Indian students?

The job market for MS graduates in the USA generally offers an excellent salary package, with many fields experiencing high demand. However, specific fields and location factors are essential in how much a graduate gets paid.

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Cost of Masters (MS) in the USA

Table of Contents

Why Study Master's (MS) Courses in USA?

Cost of Studying Master's (MS) Courses in USA

Cost of Living in USA

Most Affordable States in the US

Average Salary After Completing Master's (MS) in USA

Conclusion

FAQ

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